:root {
  --navy: #14213d;
  --navy-2: #1d2d50;
  --gold: #c9a84c;
  --gold-dark: #8a6d1f;
  --cream: #faf7f0;
  --white: #ffffff;
  --ink: #1f2430;
  --muted: #5b6272;
  --line: #e4ddca;
  --radius: 10px;
  --max: 1120px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--navy); }
h1, h2, h3 { font-family: "Playfair Display", Georgia, serif; font-weight: 600; line-height: 1.2; color: var(--navy); margin: 0 0 .6em; }
h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.7rem, 3.4vw, 2.4rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.eyebrow { font-size: .8rem; letter-spacing: .14em; text-transform: uppercase; color: var(--gold-dark); font-weight: 600; margin-bottom: .8em; display: block; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 640px; }

/* Header */
.site-header { background: var(--navy); position: sticky; top: 0; z-index: 20; }
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--white); font-family: "Playfair Display", Georgia, serif; font-size: 1.35rem; }
.brand svg { width: 40px; height: 28px; }
.menu { display: flex; gap: 26px; list-style: none; margin: 0; padding: 0; align-items: center; }
.menu a { color: #dfe4ef; text-decoration: none; font-size: .95rem; }
.menu a:hover, .menu a[aria-current="page"] { color: var(--gold); }
.btn { display: inline-block; padding: 12px 22px; border-radius: 6px; font-weight: 600; text-decoration: none; font-size: .95rem; border: 1.5px solid transparent; cursor: pointer; }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #d6b75d; }
.btn-ghost { border-color: rgba(255,255,255,.6); color: var(--white); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold); }
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-2); }
.menu-toggle { display: none; background: none; border: 0; color: var(--white); font-size: 1.6rem; cursor: pointer; }

/* Hero */
.hero { background: var(--navy); color: var(--white); position: relative; overflow: hidden; }
.hero .wrap { padding-top: 88px; padding-bottom: 96px; position: relative; z-index: 1; }
.hero h1 { color: var(--white); max-width: 760px; }
.hero p { color: #cfd6e4; font-size: 1.15rem; max-width: 620px; }
.hero .eyebrow { color: var(--gold); }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hero-arc { position: absolute; right: -120px; top: -60px; width: 620px; opacity: .18; z-index: 0; }
.page-hero .wrap { padding-top: 64px; padding-bottom: 64px; }

/* Stat bar */
.stats { background: var(--navy-2); color: var(--white); }
.stats .wrap { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 28px 16px; text-align: center; border-left: 1px solid rgba(255,255,255,.12); }
.stat:first-child { border-left: 0; }
.stat strong { display: block; font-family: "Playfair Display", Georgia, serif; color: var(--gold); font-size: 1.15rem; font-weight: 600; }
.stat span { font-size: .88rem; color: #c3cad8; }

/* Sections */
section { padding: 84px 0; }
.bg-cream { background: var(--cream); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 36px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.card::before { content: ""; display: block; width: 32px; height: 2px; background: var(--gold); margin-bottom: 18px; }
.card p { color: var(--muted); margin: 0; font-size: .97rem; }
.steps { counter-reset: s; list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 16px; }
.steps li { counter-increment: s; display: grid; grid-template-columns: 48px 1fr; gap: 16px; align-items: start; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; }
.steps li::before { content: counter(s); width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--gold); display: grid; place-items: center; font-weight: 600; font-family: "Playfair Display", Georgia, serif; }
.steps strong { display: block; color: var(--navy); }
.steps span { color: var(--muted); font-size: .95rem; }
.check { list-style: none; padding: 0; margin: 0; }
.check li { padding-left: 28px; position: relative; margin-bottom: 10px; }
.check li::before { content: ""; position: absolute; left: 0; top: .5em; width: 14px; height: 8px; border-left: 2px solid var(--gold-dark); border-bottom: 2px solid var(--gold-dark); transform: rotate(-45deg); }

/* Veterans */
.vets { background: var(--navy); color: #d7ddea; }
.vets h2 { color: var(--white); }
.badge { display: inline-flex; align-items: center; gap: 8px; border: 1px solid rgba(201,168,76,.6); color: var(--gold); padding: 6px 12px; border-radius: 4px; font-size: .78rem; letter-spacing: .12em; text-transform: uppercase; font-weight: 600; margin-bottom: 18px; }
.badge i { width: 10px; height: 14px; background: linear-gradient(90deg, #b22234 33%, #fff 33% 66%, #3c3b6e 66%); display: inline-block; }
.panel { border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); padding: 28px; }
.panel h3 { color: var(--gold); font-size: 1.1rem; }

/* CTA band */
.cta { background: var(--gold); text-align: center; padding: 64px 0; }
.cta h2 { color: var(--navy); }
.cta p { color: #3d3214; max-width: 620px; margin: 0 auto 24px; }

/* Contact */
.contact-box { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.contact-box dt { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin-top: 16px; }
.contact-box dd { margin: 4px 0 0; font-size: 1.1rem; }
.note { background: #fff8e6; border-left: 3px solid var(--gold); padding: 14px 18px; font-size: .93rem; color: #4a3e1c; border-radius: 0; }

/* Footer */
.site-footer { background: #0e1830; color: #aeb6c8; font-size: .92rem; padding: 56px 0 28px; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
.site-footer h4 { color: var(--white); font-size: .95rem; margin: 0 0 12px; }
.site-footer a { color: #aeb6c8; text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: 8px; }
.legal { border-top: 1px solid rgba(255,255,255,.1); margin-top: 36px; padding-top: 20px; font-size: .82rem; color: #8892a8; }
.legal p { margin: 0 0 6px; }

/* Responsive */
@media (max-width: 900px) {
  .menu { display: none; position: absolute; top: 72px; left: 0; right: 0; background: var(--navy); flex-direction: column; align-items: flex-start; padding: 16px 20px 24px; gap: 16px; }
  .menu.open { display: flex; }
  .menu-toggle { display: block; }
  .nav .btn-gold.desktop { display: none; }
  .stats .wrap { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(3) { border-left: 0; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  .grid-2 { grid-template-columns: 1fr; gap: 28px; }
  .foot-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  body { font-size: 16px; }
  section { padding: 60px 0; }
  .grid-3 { grid-template-columns: 1fr; }
  .stats .wrap { grid-template-columns: 1fr; }
  .stat { border-left: 0; border-top: 1px solid rgba(255,255,255,.12); }
  .stat:first-child { border-top: 0; }
  .hero .wrap { padding-top: 56px; padding-bottom: 64px; }
  .hero-arc { width: 380px; right: -140px; }
}

/* Form */
.field { display: block; font-size: .9rem; color: var(--muted); margin-top: 14px; }
.field input, .field select { display: block; width: 100%; margin-top: 6px; padding: 11px 12px; border: 1px solid var(--line); border-radius: 6px; font: inherit; color: var(--ink); background: var(--white); }
.field input:focus, .field select:focus { outline: 2px solid var(--gold); border-color: var(--gold); }